Get the suitable loan to improve business cashflow

We Have Helped More Than 10,000 Users

Credefine offers a range of specialized financing services designed to meet the unique needs of SMEs. Whether you're a startup seeking initial capital or an established business looking to expand, we've got you covered.
Explore our diverse portfolio of loan products each product is tailored to address specific business needs.

Unsecured Business Loan

Unsecured funding is collateral free in nature and helps in quick fund raising for your short-term requirement. Mostly availed to overcome short-term working capital gap.

Collateral free, Minimum documentation, Quick disbursal, Easy repayment.

Eligibility basis Financials, Banking and GST

Unsecured Overdraft Facility

Unsecured overdraft facility is collateral free in nature. Main advantage of overdraft facility is only interest payment on the amount utilised. No fixed monthly EMI which helps in less cash outflow available for limited time period.

Can be utilised for short-term working Capital, Inventory, expansion, equipment, debt consolidation.

Eligibility basis Financials, Banking and GST.

Secured Business Loan

Secured business loan is availed on security mostly collateral to help raise funds for a longer tenure and low interest rate.

Loan Against Property up to 125% of Valuation

Commercial / Industrial Property Purchase

CGTSME Hybrid Loan Facility

Equipment Finance

Equipment financing refers to a credit facility that helps you finance all the equipment and machinery-related needs of your business. Using machinery loans you can buy, lease, upgrade or repair equipment quickly.

Re-finance of existing machinery purchased with in1 year

Secured Asset Based Working Capital

Working capital financing helps in raising funds with help of various assets available in a company in various forms. Cash credit, overdraft facility, bank guarantee, Letter of credit are few options depending upon the requirement of customer.

Here are five core assets that a business can leverage:

  • Accounts Receivables
  • Inventory
  • Machinery & Equipment
  • Real Estate
  • Other Tangible assets (intellectual property)

Leverage your business assets to receive financing in a form of a revolving line of credit.

Invoice Factoring

Discount your invoices for immediate working capital. The finance company discounts your invoices by keeping a margin and provides you with an immediate payment. This payment provides funds to run operations and grow the business.

Corporate Finance

Credefine deep sector knowledge and strong network enable us to provide options like Merger & Acquisition. We also support clients in raising Quasi-equity, and all aspects of corporate lending, including raising new debt, recapitalizations, improving liquidity through non-convertible debentures, refinancing of existing debt arrangements.

Loan Calculator

Loan Calculator

Loan Term
Loan Amount
Interest Rate
Loan Duration
Total Amount

EMI Amount
Interest Payable
  • EMI Amount (Principal + Interest)
  • Interest Payable
  • Loan Duration
  • Your EMI Amount

Client Testimonial

Hear What Our Clients Have to Say About Their Experience with Our Services.

Mr. Vora, Manufacturer & Exporter

Credefine has been a key partner in our success, and an invaluable asset for the growth and future of our company.

Mr. Shah, Pharma

Very Efficient, team Credefine checked my business loan eligibility and then found me an unsecured OD business loan based on their understanding of my business needs.

Mr. Jain, Homeware Manufacture

After a long-term association with Credefine team members happy to share that team is very efficient in finance field and more than that they know the SME business well.

Mr. Safeer, Hotels & Apartments

Credefine network and reach with multiple institution helped me to raise decent amount on top up of my existing borrowing limit.

Mr. Misar, Logistics

After covid to represent business finance requirement in front of lenders was difficult however we are fortunate that with Credefine team support.

Mr. Victor, Logistics

Credefine offered me the best business loan on the same security and their experience helped me work out a great deal with the lender! Now they handle my entire finance part.

Mr. Singh CFO, Media Industry

We are so impressed! Team checked our business loan eligibility in first meeting and their confidence to raise funds for our immediate requirement gave us comfort to apply.